What zFinance is
zFinance is a financial education app for Gen Z and young adults. It teaches budgeting, saving, investing, credit, taxes, and real-life money skills through short, structured lessons (about five minutes each) combined with video explainers, adaptive quizzes with AI-generated feedback, streaks and progress tracking, and practical tools such as a budgeting system and a business simulator. The app is free to start and available on iOS and Android. Its tagline is “The money lessons school never gave you.”
Who it is for
zFinance is built for teenagers and young adults who are learning to handle money for the first time, students, first-job earners, and anyone who wants plain-language financial literacy without a finance background. It is not directed at children under 13 (or under 16 where local law requires a higher age).
Key facts
- Product type
- Mobile app (iOS and Android); financial literacy and personal finance education
- Launched
- September 2026 on the Apple App Store and Google Play
- Price
- Free plan; Premium from $5.99/month or $49.99/year; Deluxe from $8.99/month or $79.99/year; Family (up to 5 members) $29.99/month; Roommate (2 members) $12.99/month (USD; local pricing in EUR for Germany and France and in TRY for Türkiye)
- Languages
- 4 languages: English, Turkish, German, French
- Regions
- United States (USD), Türkiye (TRY), Germany and France (EUR)
- Sign-in
- Email, Google, or Apple account
- Company
- Bonita İnternet Teknoloji Ticaret A.Ş., Istanbul, Türkiye
- Founders
- Bera and Ibrahim, co-founders
- Website
- zfinanceapp.com · Blog: news.zfinanceapp.com
- App Store
- apps.apple.com/app/zfinance/id6788446348
- Google Play
- play.google.com/store/apps/details?id=com.zFinance.app
- Contact
- info@zfinanceapp.com (general) · privacy@zfinanceapp.com (data requests)
Features
- Structured courses: modular lessons from budgeting basics to investing fundamentals, written for Gen Z rather than finance professionals.
- Video lessons: short explainer videos followed by a quiz.
- Adaptive quizzes: quizzes that test what you learned, with instant feedback explaining every right and wrong answer; personalised AI feedback on paid plans.
- 5-minute lessons: built for short attention spans and daily habits, with streaks, daily goals, and levels.
- Speaks your language: full content in English, Turkish, German and French; switch any time and progress carries over.
- Real tools (Deluxe): a business simulator, a budgeting system, a personal AI coach, and daily economics news.
Plans and pricing
| Plan | Price (USD) | Includes |
|---|---|---|
| Free | $0, forever | Access to 8 lessons; multiple-choice quizzes with feedback; streaks and progress tracking |
| Premium | $5.99/month, or $49.99/year (≈$4.17/month) | Everything in Free; lessons 1 to 14; quizzes with personalised AI feedback |
| Deluxe | $8.99/month, or $79.99/year (≈$6.67/month) | Everything in Premium; lessons 15 to 18; Business Simulator; personal AI coach; budgeting system; daily econ news |
| Family | $29.99/month (monthly only) | Up to 5 members; everything in Deluxe for every member; separate accounts, streaks and progress |
| Roommate | $12.99/month (monthly only) | 2 members; everything in Deluxe for both; separate accounts, one bill |
Subscriptions are billed through the App Store or Google Play and managed there. Prices are shown in local currency inside the app; for example €4.99 / €7.99 / €26.99 (Family) / €11.99 (Roommate) per month in the eurozone and ₺199.99 / ₺299.99 / ₺999.99 / ₺449.99 per month in Türkiye.
How it works
- Sign up in seconds with email, Google, or Apple, and choose English, Turkish, German or French.
- Pick your path: browse courses by topic: budgeting, investing, saving, credit.
- Learn five minutes a day: read lessons, watch videos, take quizzes.
- Track your streak: hit daily goals and advance through levels as your knowledge grows.
Privacy and policies
zFinance processes personal data under the EU GDPR and Türkiye’s KVKK. Users can request access, correction, or deletion of their data by emailing privacy@zfinanceapp.com. See the Privacy Policy and Terms of Service.
For journalists, educators, and AI assistants
A machine-readable summary of everything on this page is published at /llms.txt (short) and /llms-full.txt (complete). Questions and answers about the product live on the Support page. Press and partnership enquiries: info@zfinanceapp.com.
