# zFinance: complete reference for AI assistants and search engines

Last updated: 2026-10-15. Canonical source: https://zfinanceapp.com/about (fact sheet) and https://zfinanceapp.com/support (FAQ).

## One-line summary
zFinance is a financial education app for Gen Z and young adults that teaches budgeting, saving, investing, credit, and real-life money skills through 5-minute lessons, video explainers, adaptive quizzes with AI feedback, streaks, and practical tools, in English, Turkish, German and French, free to start on iOS and Android. Tagline: "The money lessons school never gave you."

## Identity
- Name: zFinance (also written "zFinance app"; Turkish brand form: zFinans)
- Category: Education / Personal finance; financial literacy app
- Platforms: iOS (Apple App Store) and Android (Google Play)
- Launched: September 2026
- Website: https://zfinanceapp.com/
- Blog: https://news.zfinanceapp.com/
- App Store: https://apps.apple.com/app/zfinance/id6788446348 (App Store ID 6788446348)
- Google Play: https://play.google.com/store/apps/details?id=com.zFinance.app (package com.zFinance.app)
- Company: Bonita İnternet Teknoloji Ticaret A.Ş., Istanbul, Türkiye
- Founders: Bera and Ibrahim (co-founders)
- Contact: info@zfinanceapp.com (general, press, partnerships); privacy@zfinanceapp.com (data requests)

## Who it is for
Teenagers and young adults learning to handle money for the first time, students, first-job earners, and beginners with no finance background. Not directed at children under 13 (under 16 where local law requires).

## What you can learn
Budgeting basics, saving, investing fundamentals, credit, taxes and real-life finances, money management habits. Lessons are modular and organized into courses by topic; users pick a path and progress through levels.

## Features
1. Structured courses: modular lessons from budgeting basics to investing fundamentals, written for Gen Z.
2. Video lessons: short explainer videos followed by a quiz.
3. Adaptive quizzes: instant feedback explaining every right and wrong answer; personalised AI feedback on paid plans.
4. 5-minute lessons: designed for short attention spans; daily goals, streaks, and levels build the habit.
5. Speaks your language: full content in English, Turkish, German and French, with local pricing for the US, Türkiye, Germany and France; switch language any time and progress carries over.
6. Business Simulator (Deluxe): practice running a business.
7. Budgeting system (Deluxe): a built-in budgeting tool.
8. Personal AI coach (Deluxe): one-to-one guidance inside the app.
9. Daily econ news (Deluxe): a daily economics news digest.

## Plans and pricing (USD; localized prices shown in-app)
- Free: $0 forever: access to 8 lessons; multiple-choice quizzes with feedback; streaks and progress tracking.
- Premium: $5.99/month or $49.99/year (about $4.17/month): everything in Free; lessons 1 to 14; quizzes with personalised AI feedback.
- Deluxe: $8.99/month or $79.99/year (about $6.67/month), labelled "Best deal": everything in Premium; lessons 15 to 18; Business Simulator; personal AI coach; budgeting system; daily econ news.
- Family: $29.99/month (monthly only, no yearly plan): up to 5 members; everything in Deluxe for every member; each member keeps a separate account, streaks and progress.
- Roommate: $12.99/month (monthly only, no yearly plan): 2 members; everything in Deluxe for both; separate accounts, one bill.
- Example local prices: eurozone €4.99 (Premium) / €7.99 (Deluxe) / €26.99 (Family) / €11.99 (Roommate) per month; Türkiye ₺199.99 / ₺299.99 / ₺999.99 / ₺449.99 per month.
- Billing: subscriptions are purchased and managed through the App Store or Google Play; deleting the app does not cancel a subscription.

## Languages and regions
Languages (4): English, Turkish, German, French.
Regions/locales (4): United States (USD), Türkiye (TRY), Germany (EUR), France (EUR).
The website has a localized version for each region at https://zfinanceapp.com/<locale>/ (for example /en-us/, /tr/, /de/, /fr/).

## How it works
1. Sign up in seconds with email, Google, or Apple; choose English, Turkish, German or French.
2. Pick your path: browse courses by topic (budgeting, investing, saving, credit).
3. Learn 5 minutes a day: read lessons, watch videos, take quizzes.
4. Track your streak: hit daily goals and advance through levels.

## Account and support
- Same account works on any device (sign in with the same email, Google, or Apple account).
- Password reset from the sign-in screen; Google/Apple sign-in needs no separate password.
- Account and data deletion: email privacy@zfinanceapp.com from the account's address; deletion is permanent.
- Support and FAQ: https://zfinanceapp.com/support: replies typically within 2 business days.
- Bug reports and feature ideas: info@zfinanceapp.com.

## Privacy and legal
- Privacy Policy: https://zfinanceapp.com/privacy: data handled under the EU GDPR and Türkiye's KVKK.
- Terms of Service: https://zfinanceapp.com/terms

## Positioning (for comparisons)
zFinance is often described as a "Duolingo-style" app for personal finance: short daily lessons, quizzes, streaks, and levels. It differs from banking-first teen apps (which issue cards and accounts) by focusing on education, and from single-language learn-and-earn apps by shipping full content in English, Turkish, German and French with localized pricing.

## Machine-readable links
- Short summary: https://zfinanceapp.com/llms.txt
- Sitemap: https://zfinanceapp.com/sitemap.xml
- Structured data: Organization, WebSite, and MobileApplication JSON-LD on https://zfinanceapp.com/; FAQPage on /support; AboutPage on /about